Unsure of your options?

Call us on 01392 455588

1

Product Details

What type of insurance would you like?

Considering other types of cover?

As well as life and critical illness cover, we also offer a range of other protection products including Income Protection, Family Income Benefit and more...

If you need advice on these, or on what is best for your circumstances, you can call our expert protection advisers on 01392 455588 for free advice.

Request a call

What is Level Term?

This policy will pay out a lump sum if you die within a set period of time. The lump sum won't change over time.

What is Decreasing Term?

The amount of cover reduces over the length of the policy (term), the premium will stay the same. Suitable for a repayment mortgage.

Who would you like to cover?

Joint or Single cover?

A joint policy will pay out on the death of the first person (but then not the death of the second). You can take one policy each (to pay on both deaths) for a small additional cost – Call us to discuss in more detail 01392 455588.

How much would you like?

How much cover to take out?

This will depend on your circumstances. Some people wish to cover debts such as a mortgage and/or provide financial protection for your family.

If you're unsure about how much cover you need please call one of our advisers on 01392 455588

How many years would you like cover for?

How many years?

This will depend on what you want cover for. The length of your mortgage, until your children are 18 or finished university?

If you're not sure please speak to one of our advisers on 01392 455588

2

Contact Details

First Life

Second Life

3

Health & Lifestyle

First Life

Have you used tobacco or nicotine products in the last 12 months?

What is included?

This includes cigarettes, cigars, a pipe or other tobacco products; including nicotine replacements and e-cigarettes.

Do you have an ongoing or have you had a medical condition in the past 5 years?

Do you have an ongoing or have you had a medical conditions?

Medical conditions may affect your premium once you apply (i.e. high blood pressure, raised cholesterol or diabetes, anxiety, depression or other medical conditions).

Do you have a high-risk occupation or hobby?

Do you have a high risk occupation?

Certain high-risk occupations or hobbies may affect your premium (i.e. working at heights or with water, Armed Forces personnel, offshore oil and gas involvement or hazardous pursuits including climbing or extreme sports).

What is your height and weight?

ft
in

m
st
lb

kg

What is your height and weight?

Your BMI may also affect the premium once you apply.

BMI, or body mass index, is a simple calculation that is commonly used to indicate whether you're a healthy weight for your height. Your BMI is calculated by dividing your weight in kilograms by your height in metres squared. BMI can be divided into several categories and generally the higher your BMI, the greater your risk of a large range of medical problems.

Second Life

Have you used tobacco or nicotine products in the last 12 months?

What is included?

This includes cigarettes, cigars, a pipe or other tobacco products; including nicotine replacements and e-cigarettes.

Do you have an ongoing or have you had a medical condition in the past 5 years?

Do you have an ongoing or have you had a medical conditions?

Medical conditions may affect your premium once you apply (i.e. high blood pressure, raised cholesterol or diabetes, anxiety, depression or other medical conditions).

Do you have a high-risk occupation or hobby?

Do you have a high risk occupation?

Certain high-risk occupations or hobbies may affect your premium (i.e. working at heights or with water, Armed Forces personnel, offshore oil and gas involvement or hazardous pursuits including climbing or extreme sports).

What is your height and weight?

ft
in

m
st
lb

kg

What is your height and weight?

Your BMI may also affect the premium once you apply.

BMI, or body mass index, is a simple calculation that is commonly used to indicate whether you're a healthy weight for your height. Your BMI is calculated by dividing your weight in kilograms by your height in metres squared. BMI can be divided into several categories and generally the higher your BMI, the greater your risk of a large range of medical problems.